Terms and Conditions

Agreement to Terms

Welcome to cyralovenithqa. These Terms and Conditions govern your use of our website and services. By accessing or using our services, you agree to be bound by these terms.

Please read these terms carefully before using our services. If you do not agree with these terms, you should not use our website or services.

These terms constitute a legally binding agreement between you and cyralovenithqa.

Definitions

For the purposes of these Terms and Conditions, the following definitions apply:

• Company: Refers to cyralovenithqa, the provider of financial planning services operating from Australia.
• Service: Refers to the financial planning consultations, website content, and related services provided by cyralovenithqa.
• User/You: Refers to any individual or entity accessing or using our website or services.
• Content: Refers to all information, text, graphics, materials, and services provided through our website or consultations.
• Website: Refers to the cyralovenithqa.com website and all associated pages, features, and functionality.

Use of Our Services

Your use of our services is subject to the following conditions and restrictions:

You must be at least 18 years old and legally capable of entering into binding agreements to use our services.

cyralovenithqa financial planning logo: cyralovenithqa financial planning logo:

You are responsible for maintaining the confidentiality of any account information and for all activities that occur under your account.

User Responsibilities

As a user of our services, you agree to:

• Provide accurate and complete information when requested
• Use our services only for lawful purposes and in accordance with these terms
• Respect the intellectual property rights of cyralovenithqa and third parties
• Not interfere with the operation of our website or services
• Maintain the confidentiality of any sensitive information shared during consultations
• Notify us promptly of any changes to your contact information or circumstances

Prohibited Activities

You may not use our services for any of the following activities:

• Violating any applicable laws or regulations
• Infringing on intellectual property rights or privacy rights of others
• Transmitting harmful, offensive, or inappropriate content
• Attempting to gain unauthorized access to our systems or other user accounts
• Using our services to spam, harass, or solicit others
• Reverse engineering or attempting to extract source code from our website
• Using our services for any commercial purpose without our written consent

Intellectual Property Rights

All content, trademarks, service marks, logos, and intellectual property on our website and in our services are owned by cyralovenithqa or our licensors and are protected by applicable intellectual property laws.

All rights reserved. No part of our content may be reproduced, distributed, or transmitted without our prior written permission.

We grant you a limited, non-exclusive, non-transferable license to access and use our services for personal, non-commercial purposes only.

By providing content to us, you grant us a non-exclusive license to use, modify, and display such content in connection with providing our services.

Privacy and Data Protection

Your privacy is important to us. Our collection, use, and protection of your personal information is governed by our Privacy Policy.

By using our services, you also agree to the terms of our Privacy Policy, which is incorporated into these terms by reference. Privacy Policy

Service Disclaimers

Our services are provided "as is" and "as available" without warranties of any kind, either express or implied.

We disclaim all warranties, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement.

Individual results may vary based on personal circumstances, market conditions, and implementation of strategies discussed.

Past performance does not guarantee future results.

Limitation of Liability

To the maximum extent permitted by law, cyralovenithqa shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services.

This includes but is not limited to damages for loss of profits, revenue, data, or other intangible losses, even if we have been advised of the possibility of such damages.

Our total liability to you for all claims arising from or relating to our services shall not exceed the amount you paid for our services in the 12 months preceding the claim.

Some jurisdictions do not allow the limitation of certain damages, so these limitations may not apply to you.

User Indemnification

You agree to indemnify and hold cyralovenithqa harmless from any claims, losses, damages, or expenses arising from your use of our services or violation of these terms.

This includes but is not limited to legal fees, court costs, and any damages awarded against us as a result of your actions or decisions.

Termination

Either party may terminate this agreement at any time with appropriate notice. We reserve the right to suspend or terminate your access to our services for violation of these terms.

Upon termination, your right to use our services will cease immediately, but certain provisions of these terms will survive termination.

Provisions relating to intellectual property, disclaimers, limitation of liability, and indemnification will survive termination of this agreement.

Dispute Resolution

We are committed to resolving disputes fairly and efficiently through the following mechanisms:

Governing Law and Jurisdiction

These terms are governed by the laws of Australia and the laws of the state or territory where our business is located.

Any legal proceedings shall be brought exclusively in the courts of Australia, and you consent to the jurisdiction of such courts.

You are responsible for compliance with all applicable local laws and regulations in your jurisdiction.

Severability

If any provision of these terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary.

The remaining provisions of these terms will remain in full force and effect and will not be affected by the invalid provision.

Entire Agreement

These Terms and Conditions, together with our Privacy Policy and any other legal notices published on our website, constitute the entire agreement between you and cyralovenithqa.

These terms supersede all prior agreements, understandings, and communications between the parties relating to the subject matter herein.

Modifications to Terms

We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting on our website.

We will make reasonable efforts to notify users of significant changes to these terms.

Your continued use of our services after changes are posted constitutes acceptance of the modified terms.

Contact Information

For questions about these Terms and Conditions, please contact us using the information provided on our website.